This page covers funding requests from Lake County, Indiana towns around Crown Point, with ZIP-level and Census figures for Cedar Lake, Lowell and Winfield, and a link to the Merrillville page. Whichever town a request comes from, Fieldshore Loans passes it to funding partners for their own decision.
Lake County, Indiana Treasurer Website: What Child Care Providers Keep on File for Lenders
The Lake County Treasurer's Office collects property taxes, including personal and real estate property taxes, and issues property tax statements; its website has a tax search and payment page. A child care center that owns its building, or one that files business personal property, can keep recent tax statements and proof of payment on file.
Partners reviewing a request may check that property taxes are current, because unpaid taxes can become a lien ahead of other claims. The Treasurer's Office also handles liquor license clearances, which matter to restaurants and bars changing hands.
Cedar Lake, IN and ZIP 46303: Construction, Retail and Food Service Employer Counts
Cedar Lake, IN sits about 5.0 miles southwest of the Fieldshore office, measured in a straight line. ZIP 46303, the Cedar Lake mailing ZIP, had 264 employer establishments in 2023, with 2,307 paid employees, and 56.4% of them had fewer than five employees (ZIP Code Business Patterns). Cedar Lake covers 27.2% of that ZIP's land, so these are ZIP figures.
Construction led the ZIP's employer count with 44 establishments, followed by retail trade with 38 and accommodation and food services with 36. Among employed Cedar Lake residents, 6.4% were self-employed in the 2020-2024 American Community Survey estimate, with a margin of error of 2.3 points.
Lowell, IN and ZIP 46356: Construction Tops the Employer Count
Lowell, IN sits about 9.1 miles south-southwest of the office in a straight line. ZIP Code Business Patterns counted 308 employer establishments and 3,041 paid employees in ZIP 46356 for 2023. Construction had 61 of those, the largest sector count, followed by retail trade at 38 and other services at 35. Lowell covers only 5.7% of the ZIP's land, so the ZIP figures describe a much wider area than the town.
The ACS estimate of self-employed residents in Lowell was 6.0%, with a margin of error of 2.6 points (2020-2024). Construction business loans covers draw delays and supplier deposits for builders and trades.
Winfield, IN: Self-Employment Figures for a Town Without Its Own ZIP Count
Winfield, IN, about 5.3 miles east of the office in a straight line, has no ZIP Code of its own in the business counts, so employer figures for the town are not separated out. The American Community Survey estimates that 7.9% of employed Winfield residents were self-employed in 2020-2024, with a margin of error of 3.8 points; 5.6% worked in their own incorporated business.
With a margin of error that wide, the estimate is a rough guide rather than a precise share.
Merrillville, IN Has Its Own Page; Other Lake County, IN Towns Share This One
The Merrillville, IN page covers the town's business license, zoning, its food and beverage tax and ZIP 46410 counts. The Crown Point, IN page covers ZIP 46307 and the lender types an owner can compare.
Unincorporated parts of Lake County, IN fall under the Lake County Plan Commission, which issues building permits and enforces zoning outside incorporated towns and cities; inside a town or city, the local government handles both.
The Crown Point, IN page and the Merrillville, IN page cover the two places with their own pages.
By Fieldshore Loans · Updated